> ## Documentation Index
> Fetch the complete documentation index at: https://docs.linquid.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Understand Plans, Credits, and Auto Top-up

> Operate subscription plans, balance pools, usage, and automatic top-ups

# Understand Plans, Credits, and Auto Top-up

## What to monitor

* current plan and feature gates
* included vs purchased credit balances
* current cycle usage
* auto top-up threshold and amount

## Setup steps

<Steps>
  <Step title="Open Billing overview">
    Confirm active plan, renewal interval, and current balance.
  </Step>

  <Step title="Review included and purchased balances">
    Verify which balance pools are currently available.
  </Step>

  <Step title="Configure auto top-up policy">
    Set threshold and top-up amount according to expected burn.
  </Step>

  <Step title="Validate payment method health">
    Confirm card/payment method is active and usable.
  </Step>
</Steps>

## Operating rule

Keep auto top-up enabled in production to avoid balance-related interruption.

## Billing-change safety checklist

* Confirm target plan limits before changing plan tier.
* Confirm payment method is valid before high-volume periods.
* Confirm auto top-up threshold covers typical hourly burn.
* Confirm billing history reconciles with usage before finance close.

## Related

* `/help/billing/handle-payment-failures-and-plan-changes`
* `/user-guides/manual/monetization/billing-plans-and-credits`